Insurance investigator Abraham Holt travels to a tiny town in rural Minnesota to look into a particularly unusual insurance claim stemming from a horrific car accident. As Holt examines the scene of the wreck, it all seems a bit too perfect. And when he interviews Isold Mcbride and her shifty husband, Fred -- the impoverished beneficiaries of the massive, recently initiated life-insurance policy -- he begins to suspect that something is amiss.
Kormakur, who directed and co-wrote the script with Edward Martin Weinman, falls short in the story department and even shorter in evoking the droll, twisted humor that must carry the day.